Chit Funds: Shaping Our Financial Lives

Individuals often seek the tool of finance for every situation as a necessary aid in their lives. But life always runs through with cash flow which also puts an individual life at stake. Due to the financial burden in the name of responsibility which we carry for a long time. Many people call this a cyclic process of taking care, but with the financial need, many individuals try to outsource with various methods. Have you wondered, which financial tool provides the best financial aid for a futuristic approach towards a happy life? Here comes the extensive aid through a good financial assistance platform called Chit Funds.

What is a Chit Fund?

Chit funds are a very old, traditional method which is being used by many individuals or communities as one of the financial aid nationwide. To immerse into the vital aspects of Chits funds which is always a misunderstood financial transactional  concept among many people. Then you are on the right platform to learn about Chit funds in the very trusty guidance path through a digital transition. They are making very good financial aid to people who trust Chit funds, especially by Kopuram Chits Pvt Ltd. Our source through an assorted platform of chit fund schemes walks us through an embarking journey of financial prosperity in saving, investing and growing individual wealth. 

How Does a Chit Fund Work?

A chit fund is a scheme of concerted savings done under a group being formed through a selected scheme provided by a chit fund with a fixed amount. This common pool of pumping funds on a regular interval takes place with the existing subscribers or  members (investors).

Through the auction allotment cycle, one of the investors in the common pool agrees for a least amount for bidding, he wins and gets the bid amount.Even this method is called a reverse auction system.The sum which is surpassed by the winner, then the rest is distributed equally to other bidders.  Each group of individuals evolving in the chits is looked after by the CRO who takes care of the entire customers ‘ end needs during the period of their tenure, by assisting them with all their needs.

A winning bidder of prize money request (PRM) with KOPURAM Chits Pvt Ltd will continue to invest even after agreeing to claim the sum. A chit fund starts at a specified date. Members keep their monthly installments in the pot of investment for a lump sum of money. Wherein an open auction permits the investors to bid their value. Once a cyclic system of bidding happens, a winner is justified based on the least value given by the bidder.

Our source of a diverse platform with a one-stop solution for all the financial aid through chit-fund schemes that we offer towards an embarking journey of financial prosperity is done by saving, investing and growing towards wealth. Every regular interval saving and getting financial aid in an emergency is done through such an affirmative platform of Chit fund, especially KOPURAM Chit Pvt Ltd which wins the platform of Chit Funds more effectively through a digital transition called #KASH.

Why Chit Fund?

A chit fund can be an immersing financial discipline in every individual’s life. This scheme that is being involved through various Finserv platforms helps an individual towards a financial discipline to save a fixed amount regularly. Chit funds always act as a backbone to many people for their financial aid through varied schemes that different chit funds provide to their customers.  The need depends on different customers in different ways, it gets contented based upon the Chit funds, especially with Kopuram Chits Pvt Ltd. Financial aid comes always with some kind of risk wherein due to the psychological aspect getting fixated in the minds of individuals, to wipe it and make them understand about the best Chits funds have just started to pop-out, through our prestigious Finserv KOPURAM Chits Pvt Ltd who has made a tremendous change among individuals. The reason for every chit fund acting as financial aid for the people who urge such assistance would make effective use of it. As many have been awarded about the initiative of chit funds, an active participation of chit fund executives by having the biggest powerful tool of transparency which makes them forecast their uniqueness in the booming platform.

Why Kopuram Chit Fund?

When financial aid arises within a nuclear family, then it is understood that a struggle towards unplanned need has commenced surprisingly. So here to safeguard every individual’s financial need in a safe bubble, our exclusive platform of chit funds has brought an exotic saving scheme that helps to satisfy customers with the help of saving money at regular intervals. This kind of traditional method makes the customer easily get acquainted with known and useful methods that provide trust, transparency, and security for a healthy life with chit funds only through Kopuram Chits Pvt Ltd. The reason behind every customer marching back behind Kopuram Chits Pvt Ltd is due to their vision of satisfying customers at every instance with their digital transition of one touch cash which is exclusively structured as a customer friendly aid. This made every customer’s mode of generating cash easier and feasible.Now people would have come to know the reason for Kopuram Chits Pvt Ltd which moved towards the digital arena  as one touch cash and made people happy and satisfied.

(Your money is safe & You can withdraw it any time unlike other chit companies)

RD (Recurring Deposit) vs Chit Fund:

Rd and Chit fund are the two financial instruments that have their own valiant feature which prevails in the financial industry. RD (Recurring Deposit) is a financial product that is being offered by banks and other financial institutions. Wherein the individual pays money on a regular interval with a predetermined maturity value at a fixed period. This usually has a very low interest rate when compared with Chit funds.

It is typically like an Rd or a saving scheme instrument which involves a group of people contributing money at regular intervals. The collected money is given to one person in the group and it moves on as a cycle. As it is being governed under RBI guidelines, a chit fund can be a trustworthy and individual life security scheme for a wealthy future.

The common difference that both Rd and Chit fund add is the fixed income and saving for future use. chit fund here is governed based on the group that has been formed and gives them money based on the requirement and eligibility with some security, under the affirmative guidelines.

Both have their pros and cons and adhere to them. But an individual knowing their own financial aim has to choose which would provide them an impact for their lifestyle. A Chit fund always provides a high return compared to Rd though both have security and trust based on the RBI guidelines which leads to providing a happy and secure future.

One Touch Cash:

One of our esteemed digital driven platforms with the proven track record for all the customers to make them understand our platform’s transparency is reached through the process of OTC. It is one of the processes that makes the customer have the proper record that makes them understand about the process. Here with the help of OTC, we are providing the most flexible plan of PMR (Prize Money Request ). 

This process happens by the customer with the one click that happens in the application. This platform supports with also high returns with the saving scheme and provides 24*7 customer support to make customers more satisfied. What is the wait for? Come on, let’s start saving for a happy future.

Benefits of Chit Funds:

Before an investment is made, certain key factors have to be noted. These are broadly discussed below:

  1.   Ease of Access towards funds: A chit fund scheme gives the loyalty of easy access towards funds. This applies to all the chit-fund platforms which are booming currently. They also provide an immediate requirement of financial aid whenever the customer needs money. Through a massive engagement of the users towards chit funds due to an financial flexibility, and transparency for winning trust is especially foreclosed by Kopuram Chits Pvt Ltd.
  2. Savings and Credit Options: Many scenarios have made people make saving and credit options a necessary piece of cake in their lives. But the help of their current savings through chit-fund schemes and credit options for their financial stability is needed.
  3.   Less on paperwork: when a chit fund is being started by an individual there is less amount of paperwork being involved for starting. After the period once an individual wins the PRM for financial aid, he will be helped with limited paperwork and given the assured money within the limited time frame and immediate measures will always be taken care of.
  4. Submitting of Collateral to customer: When a customer seeks for a (PMR) Prize Money Request he is given the liberty to attain the needed cash at his required period of time. At this point of time, to make him understand the financial importance of the same, we would be providing him with the desired amount at his eligible month depending upon the scheme that he has incurred with. Collateral security is being gained from the individual while they are requesting the final tenure amount. This process purely happens to the customers for the individual having a want towards financial aid. It makes them move towards the  flexibility of financial aid without affecting an individual’s cibil score. It happens with Kopuram Chits Pvt ltd exclusively.
  5.   Potential Return: a potential return is expected when an individual is investing in a chit fund fund. This is being realized according to the trend with which a maximum of 12% is achieved through various platforms. As we know chit funds are a booming platform for financial assistance, with the returns also high with the saving scheme which helps the future to be safe and secure with chit funds.

Conclusion:

Now people would understand how chit funds evolve with individuals for a safe and secure journey of financial aid and saving life ahead. This has been a booming platform. Many would feel a lack of trust and improper communication towards chit funds. I am here to introduce to you all the above advantages with which Kopuram Chits Pvt Ltd evolves with Chit-it-Easy! and digital transition to show them as an efficient platform among customers. The above advantages along with effective returns would change the life of every individual who feels that Chits Funds are going to have a great future ahead for people.  People would have come to know the affirmative and vital reasons towards the energized platform which I have introduced to all today. Come on, chit funds are going to be the future, let’s start to sprout our investment for a happy life with Kopuram Chits Pvt Ltd.

Getting to know all about savings can help you make the right financial strategy. We save for purchases and emergencies. Saving money typically means it is available when we need it and it has a low risk of losing value. It is important to track your savings and value your goals.

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