Find comprehensive answers to common Chit Funds queries


Common FAQ

Yes, we are registered and incorporated as Kopuram Chits Private Limited.

A certain amount is deposited on a regular basis by the group of people till the specified tenure and the auction shall be conducted on monthly basis and the prize money shall be disbursed to the successful bidder.

It works as a low interest loan & high interest returns.

Reg No: U65992TZ2018PTC029930.

Yes you can transfer your ongoing chit to other name by submitting the required documents as per compliance.
A chit shall be deemed to have terminated when the last auction date in the chit group agreement has ended and settlement to be completed within 30 working days from the last auction date.
Yes it is. We are a registered chit funds company, regulated and governed by the Chit funds Act 1982.
As on July 2022, we have 6 locations.
Prompt payers who have enjoyed their entire dividend shall be eligible to receive the bonus amount of 1%.

Kopuram embraces digital transformation in all forms of its business operations. Therefore, we use multiple software (portal, app) as required.

Sales - FAQ

There are 17 products with multiple schemes have been designed by Kopuram’s financial experts for all the segment of people,  starting from  25,000 to 25,00,000. For more details please click here 

Subscribers are eligible to be in the chit group tagged to the scheme they subscribed for once they completed their first month payment as per our dividend chart. 

As “foreman” denotes the person who is responsible to handle the chit funds process in the right flow. He is entitled to a maximum commission of 7% of the chit amount as per 1982 chit fund act.

The term ceiling is derived to run a chit fund organically for both foreman and subscribers to ensure high profit ratio. Ceiling of foreman commission starts form 7% to 40% which is subjective to company’s decision.

The document containing the articles of agreement between the foreman and the subscribers relating to the chit.

The share of the subscriber in the amount of discount available under the chit agreement for distribution among the subscribers at each installment of the chit.

Kopuram’s brand store to serve you through a new phase in the form of retail outlets.

6000+ customers and counting…

Kopuram have around 1000+ prized and happy customers.

We are privileged to introduce “ONE TOUCH CASH” as our new unique business model which enables Kopuram’s subscribers to request and receive the cash in just “ONE TOUCH“.
What you need to do is:
1.Download the app.
2.Subscribe with us .
3.Enjoy our “ONE TOUCH” service.
Credit - FAQ

Auction is a bidding event where the subscribers of any specified group participate and bid the amount as they wish, based on the ceiling decided.

A subscriber who has either received or entitled to receive the prize amount.

A subscriber who has not received or entitled to receive the prize amount.

A chit company has to obtain a PSO (previous sanction order) number for every chit group they run by paying necessary security deposits to the Registrar of chits.
A chit shall be held on the date, at the time and place mentioned in the chit agreement. Ticket number is nothing but your sequence number in a specific chit group
The auction will be conducted immediately on the next working day.

No, loan cannot be provided against your chit.

If the customer cancels the chit due to certain reasons, he/she will receive the chit amount at the end of the chit tenure with 7% of cancellation charges.


Mon – Sat (09:00AM – 06:00PM)

You can reach us on the below number between monday and saturday from 9.30am to 5.30pm.

Customer care number: +91 844 844 9027.

The turn around time for the queries we receive from our subscribers is  48 to 72 hours.

However, we are trying our best to address the tickets ASAP.

All you need to do is to fill our application form and self attest your KYC to onboard with us.

We are expecting our subscribers to have a self on-boarding via app itself in the near future.

Yes, you can very much renew your chit enrollments.

Once, the chit is completed, the amount will be settled within 30 working days.

Once the due diligence, field inspection is been done and if you are eligible for the prize money request against your collaterals, the disbursement shall be done within 30 working days.

Prized money shall be disbursed to the subscriber participated in the auction.

Prized money shall be disbursed ONLY TO THE SUBSCRIBER’S ACCOUNT.

Collection - FAQ

All your payment receipts shall be displayed in #KASH app and you can review the same. You will also receive the SMS once the payment is receipted.

You can also walk-in to the nearest #KASH counter and get the receipt statement hardcopy by filling the request form.

However, during the course of time if any clarification needed, you can reach us on +91 8448449027.

Debit card, Net banking, UPI (Google pay, Phone pe, Paytm, etc) and you can also pay through our collection agent.

However, we prefer our subscribers to choose the above online payment methods for a seamless transactions.

We have Daily/Weekly/Monthly collection types as on July-2022.

In the near future, we will encourage our subscribers to pay only on monthly basis and on rare cases we will accept the weekly payments. Daily collection type may not be available.

However, we will notify our subscribers through SMS whenever there is a change in collection type.

Yes, our collection agents are available at your doorstep.

However, we prefer our subscribers to choose the below online payment methods for a seamless transactions.

Debit card, Net banking, UPI (Google pay, Phone pe, Paytm, etc) 

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Job Description

Female Host

Experience: 2+ Years

Qualification: Any Degree 

Roles and Responsibilities

  • Host video programs or shows, presenting content in an engaging and entertaining manner.
  • Respond to viewer requests, dedications, and comments, and interact with the audience through social media or other online platforms. 
  • Collaborate with the production team to create and produce engaging video content, including special segments, interviews, or behind-the-scenes footage.
  • Adhere to channel guidelines and regulations regarding content, language, and broadcasting standards. 
  • Attend promotional events, live broadcasts, or public appearances to interact with viewers and promote the channel or program.

Desired Candidate Profile

  • Excellent verbal communication and presentation skills, with the ability to engage and captivate an audience. 
  • A confident and vibrant personality with a passion for entertaining and connecting with people. Comfort and ease in front of cameras, microphones, or live audiences. 
  • Strong knowledge and interest in music, popular culture, and entertainment trends. 
  • Ability to research and gather information quickly, organizing it into interesting and engaging content. 
  • Familiarity with broadcasting equipment and software, including audio/video editing tools (if applicable). 
  • Professionalism and the ability to handle sensitive or controversial topics with tact and sensitivity. 
  • Availability to work flexible hours, including early mornings, evenings, weekends, or holidays, depending on the nature of the role. High level of professionalism, integrity, and ethical conduct in all interactions.

Note: This job description is gender-specific as requested. However, it is important to ensure equal opportunity and non-discrimination in the hiring process.

Join our Team!

We always welcome talented minds as a part of our Family!!

Job Description

Video Editor

Experience: 2+ Years

Qualification: Any Degree 

Roles and Responsibilities

  • Ultimately, as a Video Editor, you should be able to bring sight and sound together in order to tell a cohesive story
  • very good at Premier Pro, after effects and other video editing tool.
  • Should have keen knowledge of social media trends to make videos more engaging and interesting.
  • knowing colour grading is additional perk.
  • Edits videos to targeted length and specifications
  • Handles and organizes raw and edited video files
  • Exports videos and facilitates mobile and web distribution
  • Shoots video and produces content as necessary
  • Explores different versions and directions
  • Ensures compliance with highest journalist standards
  • Adjusts formats and file sizes as needed

Desired Candidate Profile

  • Proven work experience as a Video Editor
  • Solid experience with digital technology and editing software packages (e.g. Avid Media Composer, Lightworks, Premiere, After Effects and Final Cut)
  • Demonstrable video editing ability with a strong portfolio
  • Thorough knowledge of timing, motivation and continuity
  • Familiarity with special effects, 3D and compositing
  • Creative mind and storytelling skills
  • BS degree in film studies, cinematography or related field
Join our Team!

We always welcome talented minds as a part of our Family!!

Job Description

Content writer

Experience: 1+ Years

Qualification: Any Degree 

Roles and Responsibilities+

  • Work with content strategists to build editorial calendars
  • Collaborate with team members to ensure alignment and consistency in branding, style, and messaging
  • Strong attention to detail
  • Ability to meet tight deadlines
  • Creative and strategic thinking skills

Desired Candidate Profile

  • Proven experience as a content writer 
  • Ability to collaborate with other writers and DM team
  • Compelling writing style, voice, and tone
  • Portfolio of relevant writing samples
  • Research industry-related topics (combining online sources and studies)
  • Write clear marketing copy to promote our products/services
  • Prepare well-structured drafts using Content Management Systems
  • Proofread and edit blog posts before publication
  • Promote content on social media
  • Identify customers’ needs and gaps in our content and recommend new topics
  • Ensure all-around consistency (style, fonts, images, and tone)
  • Should be able to write content in Tamil and English 
Join our Team!

We always welcome talented minds as a part of our Family!!

Powered by Kopuram Chits Private Limited

Job Description

Senior Software Engineer

Experience: 5 – 10+yrs

Qualification: Any Degree 

Roles and Responsibilities+

  • Design implement and support highly scalable applications and web services using Microsoft technologies (ASP.NET, MVC, C#, SQL Server, Windows Forms, Web API/Rest API)
  • Front-end development using Angular 8 or above
  • Candidates should have the ability to train and work along with development teams to ensure timelines and quality deliveries.
  • Participate and contribute to project estimations, system architecture and performance engineering of projects
  • Work with the quality assurance team to ensure that the software is fully unit tested, can be performance tested, and passes quality requirements


Desired Candidate Profile

  • Minimum 5+ years of experience in developing applications on the .NET platform using Angular as front-end.
  • Experience in Web application Architecture and Development with hands on expertise in delivering solutions based on/customizing ASP.Net 4.0 / MVC and above.
  • Strong understanding of OOPS fundamentals, Entity Framework, LINQ and REST APIs.
  • Good knowledge of SQL Server.
  • Experience in Azure
  • Good to have: .NET Core, ASP.NET Core MVC
  • Proficient understanding of code versioning tools (TFS/SVN/Git).
  • Proficient understanding of build/DEPLOYMENT/release management processes.
  • Must have experience of working in Agile/Scrum environment.
  • Must possess very good logical, analytical and communication skills.
Join our Team!

We always welcome talented minds as a part of our Family!!