Recurring Deposit (RD) vs Chit Fund

Recurring deposit or RD is one of the famous savings instruments in India but most of the people who know about RD are not aware of the Chit fund instrument that gives assured higher returns than Recurring deposit. Chit fund is a savings cum borrowing instrument that can be directly compared with RD but much higher assured returns.

Below is the self-explanatory and unambiguous chart directly compares the returns that the customer gets from their RD savings on the banks vs Chit funds and the GREEN BAR stands alone in the crowd😎!! Just contact us to understand the schemes and returns in a better way.

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You PAY	(You Will Get)	(You Will Get)	(YOU WILL GET)	(YOU WILL GET)	(YOU WILL GET)
1,00,000	1,11,360	1,07,250	1,05,100	1,05,500	1,05,750
2,00,000	2,22,720	2,14,500	2,10,200	2,11,000	2,11,500
5,00,000	5,56,800	5,36,250	5,25,500	5,27,500	5,28,750
10,00,000	11,13,600	10,72,500	10,51,000	10,55,000	10,57,500

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Chit over Recurring Deposit (RD)?

Chit fund gives you up to 12% returns on your savings. Yes, you read it correctly!. 12% on your returns
With Chit funds you can save as well as borrow the money.
Chit funds provide the option of borrowing the money in the form of Prize Money by providing the request
Are you in an emergency? No problem, We have an option for emergency withdrawal in the form "One Touch Cash", Take your mobile, request it, withdraw it. As simple as that!!!
Irrespective of age, everyone gets the same returns
No Such lengthy process here in Chit funds.

RD ( Recurring Deposit) gives only up to 5% returns on your savings even with the top banks in India
RD has no option other than savings. You can only Save.
Your amount cannot be withdrawn in RD. Either you need complete the tenure or cancel it.
You cannot even withdraw the money even in an emergency situation.
Only, Senior citizens can enjoy the higher returns.
Opening an RD account is a tedious process as multiple documents are required to kick-start the cycle.